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Spelman College Graduates

Financial Aid at Spelman

The Office of Financial Aid exists to assist students in finding ways to finance their college education. The majority of funds administered by Spelman College’s Office of Financial Aid come from federal and state sources.  Spelman College will attempt to provide financial assistance to families who have been determined eligible based on the formula approved by Congress and used by the Department of Education.

At Spelman College, we value our students and are committed to making your education affordable. In addition to state and federal funds, the College invests from our own resources in support of financial aid programs to ensure that we attract students of high caliber who will enrich campus life with their academic and co-curricular achievements, and interests.

Last year, more than 85 percent of our students received some form of financial assistance to support their enrollment and success. Regardless of your family income, there are programs available to help finance the cost of your education. Learn more about the kinds of aid offered at Spelman College.

Instructions for Completing Federal Loans (Parents & Students)
and Private Loans

AlertFAFSA is available Oct. 1.

Student must have a FAFSA on file for parent(s) to apply for a Parent (PLUS) Loan.

Student and parent(s) must have a FSA login and password in order to log in to complete the loan application(s).

Direct PARENT (PLUS) Loans

The portal will be open APRIL 15, 2019 to complete PLUS loans for 2019 - 2020.

PARENTS: Please use your FSA ID username and password to complete the plus loan application (not the student's)

• Go to to log on (using your parent FSA username and password)
• Click on ‘Apply for a PLUS Loan’ (after completing application, approval or denial will be noted)
• If loan is approved, then, complete the Master Promissory Note (MPN) on the same website

If you use an endorser/co-signer or an appeal process, you must complete PLUS Counseling on the same website and complete the Master Promissory Note (MPN).

Direct STUDENT Stafford Loans (subsidized and/or unsubsidized)

All four steps must be completed.

• Go to, complete the form and SUBMIT
• Go to to log on (using your student FSA username and password)
• Complete "Entrance Loan Counseling" **not compatible with MAC system**
• On the same website (, complete the Master Promissory Note (MPN)

Private Loans

If you would like to apply for an outside private loan, you may do so by going to

Keep in mind that the school does not regulate private loan interest rates and the student will need a ‘credit-worthy’ co-signer. You must also complete the ‘Self Certification’ form in order for the loan to be disbursed from the lender.

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Contact Us

350 Spelman Lane, SW   Box 277
Atlanta, GA 30314
1-800-982-2411 (toll-free)

Grad Ready Financial Aid at Spelman College

Financial Aid Brochure

Spelman College Financial Aid Brochure

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